Retired with over twenty years of experience in healthcare, financial and statistical analysis, computer programming, research design, banking, and economics. Extensive experience in computer programming in SAS and the creation of statistical and financial models. Twelve years management experience over professional analytical and programming staff. Specialties: • Statistical analysis techniques including time series analysis, regression techniques, nonparametric estimation, simultaneous equations, and significance testing. Experience with research design and analysis as well as survey design. • Over twenty years’ experience with SAS programming. Additional experience and training in FORTRAN, EXEC, and other programming languages.