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All Blog Posts Tagged 'Credit' (3)

Credit Risk Prediction Using Artificial Neural Network Algorithm

1 Introduction

Credit risk or credit default indicates the probability of non-repayment of bank financial services that have been given to the customers. Credit risk has always been an extensively studied area in bank lending decisions. Credit risk plays a crucial role for banks and financial institutions, especially for commercial banks and it is always difficult to interpret and manage. Due to the advancements in technology, banks have managed to reduce the costs, in order to…

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Added by Shruti Goyal on March 14, 2018 at 11:30am — 5 Comments

Apply Machine Learning Techniques to Problems in Financial Market

Past literature show that the comparisons of classifier's performance are specific to the types of datasets (e.g., Pharmaceutical industry data) used; i.e., some classifiers may perform better in some context than others. A paper titled CDS Rate Construction Methods by Machine Learning Techniques conducts the performance comparison exclusively in the context of financial market by applying a wide range of classifiers to provide solution to so-called Shortage of…

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Added by Zhongmin Luo on May 23, 2017 at 1:30am — No Comments

Credit Analytics and its Application in Businesses

Credit analytics is a way to arrive at creditworthiness of a business or an organization i.e. the ability of the Business or organization to meet its financial obligations. In technical terms, the crux of credit risk analysis lies in identifying the appropriate level of default risk associated with investment in a particular entity.…

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Added by Tanmay Bhandari on February 19, 2016 at 1:19am — No Comments

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