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Shruti Goyal
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Digital Marketing
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Senior Business Intelligence Analyst
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Shruti Goyal's Blog

Credit Risk Prediction Using Artificial Neural Network Algorithm

Posted on March 14, 2018 at 11:30am 5 Comments

1 Introduction

Credit risk or credit default indicates the probability of non-repayment of bank financial services that have been given to the customers. Credit risk has always been an extensively studied area in bank lending decisions. Credit risk plays a crucial role for banks and financial institutions, especially for commercial banks and it is always difficult to interpret and manage. Due to the advancements in technology, banks have managed to reduce the costs, in order to…


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